All rates below are monthly contributions for 2026. Select your membership type, choose your IUA, then find your age band.
What is an IUA? The IUA (Initial Unshared Amount) is the amount you pay directly to your provider before the community shares the remaining eligible medical costs. It applies per medical need — not per year. Lower IUA = higher monthly contribution. Higher IUA = lower monthly contribution.
Monthly contributions — all rates are per household, per month
| Membership Tier | Age 18–29 | Age 30–39 | Age 40–49 | Age 50–64 |
|---|---|---|---|---|
| Member Only | $161/mo | $204/mo | $214/mo | $289/mo |
| Member + Spouse | $300/mo | $375/mo | $402/mo | $487/mo |
| Member + Children | $303/mo | $389/mo | $402/mo | $487/mo |
| Member + Family | $459/mo | $519/mo | $579/mo | $728/mo |
* The Initial Unshared Amount (IUA) is the amount a member pays before expenses related to an eligible medical need are shared by the community. Household memberships will not be responsible for more than three (3) IUAs in a rolling 12-month period.
No open enrollment period — you can apply any time. Sharing eligibility begins quickly after your membership is active.
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