You Knock Doors
All Day.
Who's Got Your Back?
Door-to-door sales reps are 1099 workers. No employer benefits. No group plan. Just you — and a healthcare system that's designed to take your money.
There's a better way. HealthShare is a community cost-sharing membership that gives you real catastrophic protection — typically at 30–50% less in monthly contributions than traditional insurance.
No obligation. No sales pressure. Just honest information and real monthly contribution estimates.
Knocking Doors
Without Healthcare
Is a Gamble.
You're out there every day — rain, heat, rejection — building your income one door at a time. But if you get hurt or sick, one hospital bill can wipe out everything you've worked for.
You pay high monthly contributions to insurance — and still face large out-of-pocket costs
You're locked into a system you don't understand
ACA plans are designed for 9-to-5 employees, not 1099 reps
When you actually need care, it's still a fight
One major medical event can cost $50,000–$200,000+
How HealthShare Works
Three simple steps from application to active membership. No complicated networks, no surprise ineligible-need runarounds.
Become a Member
Choose your membership type (Essential or Direct) and select your Initial Unshared Amount (IUA). Applying takes minutes online — sharing eligibility begins quickly once your membership is active.
Get Care From Any Provider
See any doctor, specialist, or hospital you choose. No network restrictions, no referrals needed. You're in control of your healthcare decisions.
Community Shares the Cost
After paying your IUA directly to your provider, submit your medical need to the community. Eligible costs are shared — often within days. Urgent needs processed within 24 hours.
DPC + HealthShare = A Complete, Affordable Healthcare System
Pair HealthShare (for major medical events) with a Direct Primary Care membership (~$50–100/mo) for unlimited routine visits. Together, they serve as a community-based alternative to traditional insurance — at a fraction of the monthly cost.
Check My Rates in 2 Minutes →Why HealthShare Beats
Traditional Insurance
Save 30–50% Monthly
The average family switching from traditional insurance to HealthShare saves hundreds every single month in monthly contributions — without sacrificing quality of care.
No Lifetime Caps
Traditional insurance caps their payout — often at $1M–$8M lifetime. HealthShare has no annual or lifetime cap on community sharing.
See Any Doctor
No networks. No referrals. No provider restriction surprises. You choose the doctor, specialist, or hospital that's right for you.
Fast Processing
Routine sharing requests processed in days. Urgent needs within 24 hours. Not weeks or months like traditional insurance.
Community, Not Corporation
Your monthly contribution goes directly toward real members' medical needs — not padding a corporation's bottom line.
Flexible IUA Options
Choose your Initial Unshared Amount: $1,250, $2,500, or $5,000. Lower IUA = higher monthly. Higher IUA = lower monthly cost.
| Feature | HealthShare | Traditional Insurance |
|---|---|---|
| Monthly Contribution | Typically 30–50% less than insurance | High & rising every year |
| Network Restrictions | None — see any doctor | Limited to in-network providers |
| Annual/Lifetime Sharing Limits | No caps on sharing | Often capped at $1M–$8M |
| IUA (per need) | You choose: $1,250–$5,000 | Deductibles often $3,000–$8,000+ |
| Request Processing | Days; urgent within 24 hrs | Weeks to months |
| Telehealth | 24/7 on-demand included | Often extra cost |
| Rx Support | Shareable Rx program | Formulary restrictions |
| Profit Motive | Nonprofit community | For-profit corporations |
Two Paths to Join
Both built for real people. Both a smarter alternative to traditional insurance.
Direct Membership
For individuals & families
Most comprehensive option. Includes preventive care, virtual care, Rx support, and major medical sharing — all in one membership.
- Major medical cost sharing
- Hospitalizations, surgeries, ER
- Preventive care (up to $175/member/year)
- Well-child visits included
- 24/7 virtual care / telehealth
- Shareable Rx program
- Maternity care included
- No network restrictions
Essential Membership
Available exclusively through our D2D organization
Base major medical cost-sharing with optional add-ons. Not available direct-to-consumer — exclusively accessible through our D2D organization. Perfect for sales companies that want to offer cost-sharing membership to their reps.
- Major medical cost sharing
- No network restrictions
- No annual or lifetime sharing caps
- Optional: Preventive Care add-on
- Optional: Rx Share add-on
- Optional: Virtual Care add-on
- Scalable for sales teams of any size
Not sure which plan is right for you?
Call (801) 940-4100 — We'll help you chooseWhat Members Are Saying
"We were paying $1,800 a month for our family's traditional insurance plan. After joining HealthShare, our monthly contribution is less than half that — and we can still see our same doctors."
"As a self-employed contractor, I couldn't afford ACA insurance. HealthShare gave me real cost-sharing protection at a monthly contribution that actually makes sense for my income. I wish I'd found this years ago."
"I had a surgery last year. The community shared my eligible costs quickly and I never felt alone in the process. The transparency is something you just don't get with traditional insurance."
Join 70,000+ Members
Already Saving
Healthcare freedom isn't complicated — it starts with a 2-minute monthly contribution check.
See My Rates Now →Built for People Like You
Door-to-Door Sales Reps
1099 workers who need real catastrophic cost-sharing protection without paying traditional insurance-level monthly contributions. This was built for you.
Self-Employed & Freelancers
Tired of ACA monthly contributions that eat your profits? HealthShare gives you real cost-sharing protection at a fraction of the monthly cost.
Commission-Only Workers
Variable income makes traditional insurance unaffordable. HealthShare's flexible IUA options let you control your monthly contribution.
Small Business Owners
Want to offer cost-sharing benefits without breaking the bank? Essential Membership is designed for employer groups.
Healthy Young Adults
Why pay high monthly contributions for services you never use? Choose a higher IUA and pay a low monthly contribution. Protected for the unexpected.
Families
Traditional family insurance plans can cost $1,500–$2,500/month in contributions. Direct Membership includes everything a growing family needs for a fraction of that.
See Exactly How HealthShare
Works in 10 Minutes
Enter your name and email to get instant access to a free 10-minute video training — plus a follow-up email series that explains how HealthShare works, what's eligible for sharing, and how much you can save.
Answered Honestly
HealthShare is not insurance — but for the right person, it's a smarter, more affordable way to protect against major medical costs.
Still have questions?
Stop Going Without Coverage.
Start Sharing.
Join thousands of families who have already made the switch to HealthShare. Healthcare freedom starts with a 2-minute monthly contribution check.
See your personalized rates — takes 2 minutes
Choose your membership type and IUA amount
Apply today — sharing eligibility begins quickly
No obligation. No sales pressure. Just honest information and real rates.