Last reviewed: 2026-09-11
Phoenix HealthShare guidance for 1099 door-to-door sales reps
D2D HealthShare helps independent field sales professionals understand Phoenix HealthShare—a faith-based healthcare-sharing membership. Phoenix is not health insurance, does not create an insurance contract, and does not guarantee payment of medical expenses.
Start with the membership facts
Phoenix members make monthly contributions and may voluntarily share eligible medical expenses according to the Member Guidelines. Members remain ultimately responsible for their own medical expenses.
Before deciding, review how the Initial Unshareable Amount (IUA), Care Coordination, pre-membership-condition provisions, and voluntary sharing work together.
A practical way to compare
Phoenix may be worth exploring if you want a healthcare-sharing community, the ability to work with any provider, and guidance toward fair cash or negotiated pricing. It is not a substitute for health insurance and will not fit every household.
The complete Member Guidelines govern every sharing decision and should be read before enrollment.
Read the official Member Guidelines
Phoenix HealthShare is not health insurance. Membership does not create an insurance contract or guarantee payment of any medical expense. Members remain ultimately responsible for their medical expenses. Read the full Phoenix Member Guidelines.
Explore membership options · Call or text Eric at (435) 375-4377 · eric@whatishealthshare.com · Visit Phoenix enrollment